$2,999,000
For Sale

1957 Montgomery Ave

Cardiff by the Sea, CA 92007
2066 sqft | 4 beds | 4 baths | 0.12 acres | #240021831SD
Listing OfficeHenry Wright Realty
Browse 74 photos
Type:Purchase
Structure:House
Zone:Residential

Description

Discover a rare gem in the exclusive Composer District of Cardiff by the Sea. This stunning 3-story side-by-side duplex has been owned by the same family and never rented out—an exceptional opportunity to own a piece of coastal paradise. One unit has been beautifully updated with modern finishes and high-end touches, offering a luxurious living experience. Short-Term Rental (STR) permit that’s already in place, giving you the ability to live in one unit and rent out the other for immediate rental income. The property boasts breathtaking ocean views from a shared deck that connects both units, perfect for enjoying sunsets or entertaining guests in a serene, coastal setting. The property’s multi-family zoning opens the door to even more possibilities. The 4-car attached garage offers HUGE ADU potential—convert it into 2 separate ADUs or add new units to the rear of the lot. Located just a short stroll from the beach, local restaurants, and boutique shopping, this duplex combines luxury living with convenience. Whether you're searching for a full-time residence, vacation home, or a prime investment opportunity, this property delivers. Don’t miss this chance to own in one of San Diego’s most coveted neighborhoods.

  • Interior Details
      • Bedrooms4
      • Bathrooms4
      • Full Baths4
  • Property Details
      • ViewCoastline, Ocean, Water
      • Stories3
    • Measurements
      • Acres0.1221
      • Square Feet2066
    • Parking
      • Parking Spaces4
  • Construction Details
      • Property TypePurchase
    • Condition
      • Year Built1973
  • Community and Neighborhood Details
      • SubdivisionCardiff By The Sea
    • Location
      • CountySan Diego
  • Financial Details
      • Original List Price$2,999,000
  • Other
      • MLS #240021831SD

Location

Karen SellersReal Estate Group
$
years

Down Payment

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%
10.0%

Interest Rate

%
6.0%

Tax Rate

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2.6%
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annually
$
monthly

Note: The results shown are estimates only and do not include all factors. Speak with a licensed agent or loan provider for exact details. This tool is sourced from CloseHack.

Estimated Monthly Payment
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Loan Amount
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